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Note!
Pennsylvania lawyers can
earn up
to 4 of the required 12 annual CLE credits by distance learning,
(online CLE, podcasts, or call-in CLE). Distance learning credits can
NOT be carried forward into your next compliance period.
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[NOTICE about CLE Credits]: This course is 6 hours long and accredited for 6 hours of CLE. BUT For practical purposes, in Pennsylvania you will only be able to use 4 of those 6 credits. In Pennsylvania only 4 hours of distance education can be used toward your annual 12 credits, and distance education credits cannot be carried forward.]
Foreclosure is a dirty word that no American homeowner wants to ever say, or experience. Unfortunately, in these tough economic times, “foreclosure” has become a household word and has become an all too real process for an alarmingly large number of people.
The U.S. Foreclosure Market Report™ for the third quarter of 2009 shows that foreclosure filings — default notices, scheduled auctions and bank repossessions — were reported on 937,840 properties, a 5 percent increase from 2009’s second quarter and an increase of nearly 23 percent when compared to the third quarter of 2008. The pace of foreclosure filings is increasing even as the Obama administration is renewing efforts to force lenders to offer relief strategies to homeowners who can’t pay their mortgages.
This increase in filings means an influx of business for bankruptcy and lenders’ counsel. As such, are you confident that you know the process well enough to effectively represent your client?
This seminar is designed specifically for the novice. You get “A to Z” instruction on the foreclosure process, from the first step—the Act 91 notice—to the last step—final collection on the deficiency judgment.
Topics include:
The Real Property Foreclosure Process
The Pre-Foreclosure Process
The Foreclosure Process
Post-Foreclosure
Strategies for avoiding lengthy foreclosure actions
Alternatives to Foreclosure
Repayment, Forbearance, Payment Assistance, Mortgage Modification, HUD Partial Claim, Refinance, Private Sale, Short Sales, Deed in Lieu of Foreclosure, Homeowners’ Emergency Mortgage Assistance
Case Law and Legislative Update
Foreclosure Prevention Program
Federal and state laws
Case law Bankruptcy
The Automatic Stay
Chapter 7 and 13
Post-Foreclosure Sale Bankruptcy Filings
Protecting the Creditor’s Position
Litigation Ethical Considerations
Rules of Professional Conduct
Conflicts of Interest
Disclosure
Wrongful Foreclosure, Abuse of Process, Frivolous Lawsuits
Credit Information
6.0 Total CLE credits, 1.0 of which may be applied toward Ethics
